Mezzanine
second-in-line debt: expensive, unsecured, paid after the bank
In more detail
Expensive second-in-line debt: it is provided when the bank has already given everything it is prepared to give and the project still lacks money. Such a lender has no collateral and stands after the bank in the queue for payment.
It was invented to close the gap between what the bank is prepared to finance and the full cost of the project, without diluting the owner's stake.
Where it appears in the course
- Chapter 3 of 16 · The Developer-Financier
- Chapter 6 of 16 · M&A and LBO
- Chapter 7 of 16 · The Structurer
In the academy “Mezzanine” is not a definition but an operation: you post it yourself and watch what it does to the balance sheet.